Whether you want to earn rewards on your annual summer vacation or finance a new dishwasher, U.S. News has you covered. By examining elements most important to consumers, we determined what cards were best in their class for nine popular credit card categories: travel, cash back, balance transfer, student, business, 0% introductory APR, no annual fee, airline and rewards. In addition, we selected an Editors' Choice Award winner that offers cardholders the best choice for essential spending in uncertain times.