Housing Repairs

Free home repairs are available for low to moderate income families. There are also grant or low cost loans for senior citizens as well as the disabled who have a limited income. Homeowners can apply to various emergency or long term Home Repair Programs from the federal or state government, charities, community action agencies or non-profits near them.

The exact terms of each program will vary and they are very limited in scope and availability. But the goal of each free service is to help repair or modify a home to make it safe, livable, or even energy efficient. Sometimes the assistance will be provided in the form of a grant, and in some cases an applicant will receive a low interest rate deferred loan, which is often part of a Rehabilitation Loan program. Other support is for emergencies or home repairs can help families recover from a disaster.

The funding and administration of these free programs near them can come from multiple sources listed below. Federal and state governments will often provide money or grants to help pay for the programs. In addition, local businesses, volunteers and individuals may donate funds, and there may also be community fund raisers.

Various agencies, charities, and non-profit agencies may provide information, administrate the programs and distribute the funds to repair a home. The first place you should turn to for more information or to apply is your local community action agency.

What can Home Repair Programs offer?
While each program will vary and provide different types of assistance, in general what you will find is the following. The homeowner will usually receive a cash grant or loan, and the funds can be used for various emergency home repairs. Or volunteers from a charity may help repair a home to make it safe.

Call or come in to so that we can help you with the various options for your unique situation.